Get the MasterCard Designed for International Students

Other credit card companies may make exceptions for international students, but we are devoted to offering you fair credit using new metrics, including your major, your financial resources at home, and other factors that show your potential for success. Here’s how we stack up.


Compare Credit Cards

SelfScore Classic MasterCard SelfScore Classic MasterCard
SelfScore Achieve MasterCard SelfScore Achieve MasterCard
The SelfScore Classic MasterCard is a great option for people who are new to credit cards. It is a “true” credit card that helps you build your credit history. And it doesn’t require an SSN, security deposit, or a co-signer. † Terms and Conditions The SelfScore Achieve MasterCard is the only advanced-featured MasterCard available to International Students in the U.S. It includes higher credit limits, 1% cash-back, and features an introductory offer of 0% interest on purchases for the first 6 months.* *19.49% APR (P+15.49%) thereafter † Terms and Conditions
 SelfScore
Classic MasterCard
SelfScore
Achieve MasterCard
Annual FeeNo Annual FeeNo Annual Fee
Deposit Required?No Deposit RequiredNo Deposit Required
APR19.49% variable19.49% variable
Credit LimitUp to $1,500
(No Deposit Required)
Up to $5,000
(No Deposit Required)
Intro OfferNone0% on Purchases for 6 Mos.
Cash RewardsNone1% Cash Back on All Purchases
Fees for Foreign TransactionsNo FeeNo Fee
Fraud ProtectionYesYes
Requires SSN?NoNo
Builds US Credit History?YesYes
First Late Fee WaiverYesYes
Accepted Everywhere?YesYes
Network Benefits

MasterCard Platinum Benefits

  • Purchase Assurance
  • Extended Warranty
  • Car Rental Collision Damage Waiver
  • Travel Assistance

MasterCard Platinum Benefits

  • Purchase Assurance
  • Extended Warranty
  • Car Rental Collision Damage Waiver
  • Travel Assistance

Apply for Achieve Card


If you do not qualify, you may instead be approved for the Classic Card.

Aim for Achieve MasterCard

SelfScore Classic MasterCard Classic MasterCard
SelfScore Achieve MasterCard Achieve MasterCard
The SelfScore Classic MasterCard is a great option for people who are new to credit cards. It is a “true” credit card that helps you build your credit history. And it doesn’t require an SSN, security deposit, or a co-signer. The SelfScore Achieve MasterCard is the only advanced-featured MasterCard available to International Students in the U.S. It includes higher credit limits, 1% cash-back, and features an introductory offer of 0% interest on purchases for the first 6 months.* *19.49% APR (P+15.49%) thereafter
† Terms and Conditions † Terms and Conditions
Annual Fee
No Annual Fee No Annual Fee
Deposit Required?
No Deposit Required No Deposit Required
APR
19.49% Variable 19.49% Variable
Credit Limit
Up to $1,500 (No Deposit Required) Up to $5,000 (No Deposit Required)
Intro Offer
None 0% on Purchases 
for 6 Mos.
Cash Rewards
None 1% Cash Back on All Purchases
Fees for Foreign Transactions
No Fee No Fee
Fraud Protection
Yes Yes
Requires SSN?
No No
Builds U.S. Credit History?
Yes Yes
First Late Fee Waiver
Yes Yes
Accepted Everywhere?
Yes Yes
Network Benefits

Yes

MasterCard Platinum Benefits
  • Purchase Assurance
  • Extended Warranty
  • Car Rental Collision Damage Waiver
  • Travel Assistance

Yes

MasterCard Platinum Benefits
  • Purchase Assurance
  • Extended Warranty
  • Car Rental Collision Damage Waiver
  • Travel Assistance
 

All qualifying applicants are invited to apply for the Achieve Card

While all applicants will be considered for the Achieve MasterCard, students who are new to credit, may initially be approved for our Classic MasterCard.

Classic MasterCard cardholders may unlock Achieve MasterCard benefits in as few as 6 months

Here’s How
  • Use your card regularly, make all your payments on time, and stay under your credit limit.
  • Maintain these good habits for at least a few months. Most SelfScore customers have had their Classic MasterCard for at least 6 months before upgrading.
  • Be aware that SelfScore looks at your overall credit health, including activity beyond your Classic MasterCard. So Make sure you are also paying your other bills on time

See FAQ for more information

BEFORE YOU APPLY

Here’s what you need to know:

  • Only for International Students who will be studying in the U.S.
  • You must be 18 years or older
  • No SSN or deposit required
  • No annual fee

Application process requires verification of the following items:

  • Proof of a U.S. bank account balance
  • Your passport ID and Student Visa
  • Your I-20 form

How you can upload required documents:

  • Smartphone camera image
  • Image saved on cloud storage service
  • Image scanned and saved on computer

The SelfScore MasterCard is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. This credit card comparison was compiled with publicly available information via web and phone and is current as of January 8, 2016. *SelfScore is not affiliated with and makes no representation of the availability of these alternative credit card products. Comparative pricing based on worse-case credit conditions, actual rates may vary. Additional fees and restrictions may apply.